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CLOSING DATE: 1st of the month, two months before the issue date.

MATERIALS/INSERTION DEADLINE: 7 days before the Closing Date.

PERMISSIONS: Advertiser grants Publisher and its affiliates and subsidiaries a license to display, perform, publish, modify, and transmit all advertising and editorial materials furnished as part of this Insertion Order in print and any other formats or media. Advertiser is solely responsible for and assumes full liability for the contents of its advertisement and editorial. Advertiser affirms it is authorized to publish this content and warrants that the content does not infringe upon any copyright, trademark, or right of privacy of any third party.

VOLUME DISCOUNT: All rates are based on a cost-per-issue rate. Volume discounts are offered based on frequency and ad size. Payment for the full insertion order is due before the initial ad is published.

CANCELLATION: Cancellation requests must be made in writing or by email at least 10 days before the closing date of the next issue. Monies will be refunded within 30 days, less a cancellation charge of $100 and any frequency discounts for ads already published. The Publisher reserves the right to cancel this Insertion Order based on missed deadlines, failure to submit payment by invoice due date, editorial quality, or any other reason, and agrees to remit a refund to Advertiser for any unpublished insertions.

AD AND EDITORIAL PLACEMENT: Publisher reserves the right to control the look, layout, and design of all editorial submissions and to display advertising and editorial in any order. The position of Standard advertisements and editorial is not guaranteed nor will a dispute of placement dissolve these terms.

APPROVAL: If Publisher has not received copy or ad approval by the closing date, Publisher may either repeat Advertiser's existing ad, print nothing, or substitute it with other content. Failure to acknowledge or approve ad/editorial will not alter contract payment terms or agreement obligations, nor will any refund be issued.

PAYMENT: Full payment by the invoice date is required before any advertising or editorial will be published. Publisher reserves the right to cancel this Insertion Order at any time without notice to Advertiser if payment is not received by the invoice date.

Advertisers under contract are protected at current rates until termination of the existing Insertion Order. Frequency discounts are valid for advertising during the Volume Year in which Insertion Order was signed (January thru December) and may be prorated or refunded if any issue is not produced in a given month.

ACCEPTANCE: The Publisher, at its sole discretion, may accept or reject all materials submitted for advertising or editorial that do not meet the style and standards of its editorial philosophy and format. If any advertising is not acceptable, the Publisher may either refuse to accept the advertising/editorial submitted or require modifications that meet acceptable style and standards as a condition of publication. The Publisher’s decision in these matters is final, binding, and not subject to appeal.

Any loss or expense claims or suits based upon the subject matter or advertisement content are at the expense of the Advertiser. Publisher is held harmless, and all indemnification policies apply. Advertiser assumes liability for all content of advertisement printed and the responsibility for any and all claims arising thereof. In no event shall Publisher’s liability to Advertiser for all claims of any kind for loss or damage arising out of or resulting from any error or omission exceed the total charges payable for the advertising.

QUALITY, ERRORS, AND OMISSIONS: Advertiser recognizes that the quality of reproduction of an advertisement depends on the quality of the material furnished by the Advertiser, including, and without limitation, the quality of the graphics, copy, type, etc. Publisher shall not be liable for delays in publication of the magazine, failure to publish the magazine at the specified time, nor defects in quality.

ADDITIONAL CONDITIONS: Publisher reserves the right to terminate this Insertion Order in part or in its entirety at any time, with or without cause. Publisher shall not be liable for any indirect, incidental, consequential, special, or exemplary damages arising from this Insertion Order. In the event of any claim against Publisher, Publisher’s sole liability, and Advertiser’s sole remedy, shall be limited to, at Publisher’s option, placement of advertising with a rate card value equal to the rate in place at the time of this Insertion Order or amounts paid by Advertiser hereunder. Publisher shall not be liable for any delay or default hereunder caused by conditions beyond Publisher’s reasonable control, including, but not limited to, acts of God, catastrophes, government orders or restrictions, technological failures or malfunctions, wars, insurrections, strikes or slow-downs, fires, floods, terrorist acts, accidents, riots, explosions, labor or material shortages, transportation disruptions.